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If you're tired of shelling out big bucks for car insurance and want to keep more money in your pocket , you've come to the right place in today's video .
We're diving into some tried and true strategies on how to save big on car insurance .
Buckle up because by the end of this video , you'll be well equipped to start saving .
Let's get started .
Segment one , understand your coverage needs before you even think about saving on car insurance .
It's crucial to understand your coverage needs .
Do you drive an older car that might not need comprehensive coverage ?
Are you a high mileage driver assessing your needs can help you avoid paying for coverage ?
You don't actually require segment two , shop around for quotes .
One of the biggest mistakes people make is sticking with the same insurance provider without shopping around .
There are numerous insurance companies out there , each with their own rates and discounts , websites and apps make it easier than ever to compare quotes .
So take advantage of this spending a bit of time can potentially save you hundreds of dollars .
Segment three bundle your policies .
Did you know that many insurance companies offer discounts .
If you bundle multiple policies with them , this could mean combining your car insurance with your home or renters insurance bundling not only simplifies your paperwork but can also lead to significant savings segment four .
Maintain a good driving record harm .
Your driving record has a huge impact on your insurance premiums by driving safely and avoiding accidents and traffic violations .
You can qualify for lower rates over time .
Some insurance companies even offer safe driving programs that monitor your habits and reward you for responsible driving .
Segment five , increase your deductible .
Adjusting your deductible is another way to save a deductible is the amount you pay out of pocket before your insurance kicks in .
If you're comfortable taking on a bit more financial risk in case of an accident , consider raising your deductible , just make sure you have that amount saved up in case you need it .
Segment Six ask about discounts .
Insurance companies offer a variety of discounts that you might not be aware of .
These could include discounts for safe driving being a student with good grades , being a member of certain organizations or even having safety features in your car .
Don't be shy about asking your insurance provider what discounts you might be eligible for Segment Seven drive less , pay less the fewer miles you drive the lower your risk of getting into an accident .
Some insurance companies offer discounts to drivers who log fewer miles annually if you're able to reduce your driving or use alternative transportation methods .
You could see some significant savings and there you have it folks , a comprehensive guide on how to save big on car insurance .
Remember every little bit adds up .
So don't overlook these strategies by understanding your needs , shopping around maintaining a good record and taking advantage of discounts .
You can keep your hard earned money where it belongs .
If you found this video helpful , don't forget to give it a thumbs up and subscribe for more money saving tips .
Thanks for watching and drive safe .