Contrast
< Back to Blog
Original link:

https://www.youtube.com/watch?v=1IXmY9t_jII

2024-09-26 06:35:02

Must Answer Questions to Upgrade Your Retirement & Increase Fulfillment - Retirement Planning Tips

video content Image generated by Wilowrid

Spending just a few minutes on one or all of these journal prompts might be one of the best non financial investments that you can make in your retirement or before your retirement .

Our clients who have spent just a little time in reflection and then also prospection have found that this transition into retirement was much much easier and and more fulfilling .

You might have heard before that there are 5 stages in retirement , and the third one is sort of like a , kind of like a a a let down stage .

Kind of like a feeling of is is this all there is ?

But that can be avoided completely .

One of our clients actually on the East Coast mentioned that he was aware of this stage 3 , and thankfully , with a little bit of thinking ahead , he was able to just skip right over it .

I made another video on the the 5 stages of retirement that should pop up on the screen now or be in the description below if you're interested in that .

Now many of these journal prompts are based on the three essentials of a successful retirement .

video content Image generated by Wilowrid

Those essentials are creativity in retirement that can also be curiosity .

So creativity curiosity is 1 because curiosity is the fountain of youth .

The second one is connection .

It's connection with family , with friends , other relationships with God .

And then the third one is contribution , and that's helping others or serving others in some way .

Now if you're married , I'd suggest that you look at both of these all these journal prompts and then answer them separately and then maybe compare your notes .

Before we get into the first prompt , I'm Dave Zoeller , and I own a retirement planning firm with Tim , that's Streamline Financial .

And we've had the privilege of helping a lot of people get to the level 10 confidence with retirement that they're they're looking for .

Because as you know , it's more than just proper investment strategy .

Right ?

It's really more about proper income planning and then also proper tax planning and just making sure the the tax efficient withdrawal strategy is set up .

That's that's important , and and having them all coordinated .

If you've got questions about those , feel free to look for a link below to to reach out for a time to talk .

video content Image generated by Wilowrid

We don't always have time , but I'll get back to you either way .

So now let's get out your journal or a piece of paper , and then get ready to to pause this video and then write down some of these answers .

Either do it now during the video or do it later during your think time or or or , you know , early morning time , whatever is best for you .

So prompt number 1 is probably one that you've heard me say before if you've seen any other videos on this channel , and that has to do with continuing to use , our creative muscle in retirement .

Now if you're not retired yet , the question is , what can you do in retirement that you can't do now ?

So think about that .

That's the prop .

Now if you're already retired , what do you wish you could do more of right now ?

If you've got the time and the space , what do you wish you could do more of ?

When you are working , with the busyness of work and family , it may have been a while since you've had time to really explore , some of those things that that you find interesting or fascinating .

In retirement now , we don't wanna just sit around all day and and do nothing .

Wilowrid Advertisement
video content Image generated by Wilowrid

We wanna be staying engaged , and we wanna continue to grow , right , and explore new curiosities .

There's so many fascinating things out there in the world that are unique to you , maybe that you care about , And usually in retirement , we now have the time for that .

So a few questions under this first prompt , still , just things to think about .

You don't have to write these all down , but they're just to get the the wheels spinning .

It's what do you desire to learn more about ?

When you walk into a bookstore or when you go to an online bookstore , where's the first place that you go ?

Is it this self help section ?

Is it history or or biography or or maybe cooking ?

So what is it ?

You know , what are the topics that you find interesting , or even fascinating ?

And then even what excites you ?

You know , what do you look forward to doing ?

That could be as simple as going out to coffee with a a new connection or with an old friend .

Then the next , what's what when was the last time that you feel truly excited about something ?

You know , what do you love to do ?

video content Image generated by Wilowrid

These are all just things that get the the the brain moving .

You know , what what did you do in your youth ?

Was there a hobby or interest that you really enjoyed ?

Try to get reacquainted with those early passions that you had .

So spend some time , you know , exploring , these natural curiosities that we have , and and continue to grow in these areas that are most fascinating to you .

That's one big piece of fulfillment in retirement .

Now prompt 2 is all about connection .

And the question or the prompt is , who do I desire to build stronger connections with ?

Right ?

We mentioned friends or family or God or or or whoever it might be .

We've got this client , in their in their fifties .

It's a couple .

And their 1st few months into retirement , he got reacquainted with a friend from college , his best buddy from college .

And they , you know , like many of us , lost touch once they started having families and work and all these things .

But they got reacquainted , and it's like they picked up from right where they left off , except they were just 30 years older .

video content Image generated by Wilowrid

They wish they they had not lost touch , but now they're they're back together .

And , they're both fascinating guys , and and and they've got this entrepreneurial mind , and they're actually starting or exploring this , this new kind of side business or new business , and , they're gonna start it in retirement .

So anyway , just to repeat , who do I desire to build a stronger connection with ?

Now , the next prompt is , what am I gonna miss from my current employment ?

Now if you're already retired , what did you miss , or what do you miss about employment ?

One of the benefits of of having , your own business or being employed is that you've got this , kind of built in deadlines and you've got these built in challenges and things that we're striving for each day or each week , and those things actually promote healthy brain activity and and brain development .

And in retirement , a lot of those challenges go away , right , as you can imagine .

When you think about it , this could be , related to to the prompt number 1 about making sure that we we stay curious and we continue to learn .

Wilowrid Advertisement
video content Image generated by Wilowrid

But think about what else might you miss about retirement .

It might or employment .

It could be , the social connections .

That's a big one , because that's a your built in friend group at work , and when retirement is here , that group kinda disappears .

It might be that feeling of not having forward progress .

You know , a good question , if that's a feeling you've got , a good question to ask , even now , in retirement or before , is what did you make progress on today that made today better than yesterday ?

I really like answering that at the end of the day .

And then also , the second question to that is , what could you make , or what could make tomorrow better than today ?

Right ?

This can make sure that your future is always bigger than your past .

The other thing clients bring up sometimes under this prompt is , that feeling of helping others as part of their work .

You know , it's that idea of contribution .

Contributing to the team or contributing to the lives of others .

So think about the causes in the world now that that are really doing good , or think about the things that are happening in the world that break your heart .

video content Image generated by Wilowrid

Are there any causes that are actually any charities that are helping alleviate that pain out there ?

My dad , for instance , he he has a a passion , or has had a passion for Africa for a long time , for many years .

He actually did some mission trips , and he close to his retirement quite a few years ago , he actually assisted a friend , a native Rwandan in Africa , to to start his own 501c3 , helping some of the impoverished kids in a few of the the the cities near Kigali , the capital .

And they're right now , we're up to a 100 kids receiving education and nutrition and skills to succeed , and that's that's giving them a lot of , purpose and passion and and fulfillment in in helping others .

I'm actually on the board of that organization , Flourish Rwanda , and , I'll include a link below if you wanted to check that out .

But as you look at the world again , what's the things that break your heart ?

Try to look for organizations that are already making an impact in that area .

The next journal prompt to write down is , who have you seen that seems to have retired well ?

video content Image generated by Wilowrid

This is using that idea of modeling success .

Right ?

If we wanna be successful , find someone who's already achieved the results that we want , and then just copy what they did , and then you'll achieve the same results , or at least you'll have a much better chance at achieving those results .

That's the principle we use to help people at , Streamline Financial as well .

We've got clients in their upper eighties , and they started with us in their early sixties , and we we're just applying the same principles they've applied to their successful retirement to to the new clients that are coming on board .

Now back to the prompt , rather than think about ourselves , think about others who have , that either we've seen out there or or heard about .

Who's someone that's retiring well , and why are they retiring ?

Why did they retire well ?

Or what are they doing ?

You know , if we can't think of anyone specific , ask the question , if I saw someone else living their ideal retirement in an ideal way , what would they be doing ?

Now , here's something that most people don't do .

And it's kind of the the convert or it's the opposite of that question .

Wilowrid Advertisement
video content Image generated by Wilowrid

It's what about someone who has not retired well ?

What are they doing or what do you think they're doing that is making it , not great ?

You know , what should we avoid ?

I created a whole another video on this about creating your anti vision for retirement , which most people do not do , but it can be really helpful as , another exercise , in association with these these journal prompts .

So look for that video below or on the screen as well .

Is this kind of video on the non financial things of retirement ?

Is this helpful ?

If it is , give it a like or put some journal prompts that you're thinking about below in the comments .

I'd love to hear what you're thinking about or which one was the most helpful .

And then next next week , we'll get back to the financial side of retirement to make sure that you're not making any mistakes on the financial side as well .

I'm Dave Zoller .

I hope this was helpful for you , and then I'll see you in the next video .

Take care .

Original video



Partnership

Attention YouTube vloggers and media companies!
Are you looking for a way to reach a wider audience and get more views on your videos?
Our innovative video to text transcribing service can help you do just that.
We provide accurate transcriptions of your videos along with visual content that will help you attract new viewers and keep them engaged. Plus, our data analytics and ad campaign tools can help you monetize your content and maximize your revenue.
Let's partner up and take your video content to the next level!
Contact us today to learn more.